Best Referral Bonuses & Sign-Up Offers (October 2026)

The biggest current sign-up bonuses are Amex Platinum (Up to 175,000 Membership Rewards Points), Capital One 360 Performance Savings (Up to $1,500 Bonus for New Savings Customers), Amex Gold Card (Up to 100,000 Membership Rewards Points). Below, all 46 offers are ranked by what they pay, grouped by type. Each links to the exact steps and official terms.

Best food & dining referral bonuses

  1. inKind — $25 Off Your First $50+ Restaurant Meal. Requirement: Join inKind through the referral link and pay for a $50+ meal through the app

Best rides & cabs referral bonuses

  1. Rapido — ₹25 Cashback on Your First Bike-Taxi or Auto Ride. Requirement: Sign up with the referral code and take your first ride

Best banking & cards referral bonuses

  1. Amex Platinum — Up to 175,000 Membership Rewards Points. Requirement: Get approved and accept the card with the welcome offer Amex shows you, then spend $12,000 on eligible purchases
  2. Capital One 360 Performance Savings — Up to $1,500 Bonus for New Savings Customers. Requirement: Deposit $5,000+ of external funds during the 15-day initial funding period and hold it for 90 days; the bonus tier ($75, $300, $750 or $1,500) depends on the amount
  3. Amex Gold Card — Up to 100,000 Membership Rewards Points. Requirement: Get approved and accept the card with the welcome offer Amex shows you, then spend $8,000 on eligible purchases
  4. Chase Sapphire Reserve — 100,000 Bonus Points. Requirement: Spend $6,000 on purchases in the first 3 months from account opening to earn 100,000 bonus points
  5. Chase Sapphire Preferred — 75,000 Bonus Points. Requirement: Spend $5,000 on purchases in the first 3 months from account opening to earn 75,000 bonus points
  6. Capital One Venture X — 75,000 Bonus Miles + $300 Travel Credit. Requirement: Apply through the referral page, get approved, and spend $4,000 on purchases within the first 3 months from account opening
  7. Amex Blue Cash Preferred — Up to $300 Cash Back. Requirement: Get approved and accept the card with the welcome offer Amex shows you, then make $3,000 in eligible purchases
  8. Bilt Card — $100–$300 Bilt Cash Sign-Up Bonus; Palladium Adds 50,000 Points. Requirement: Apply through the referral link in the same browser session and get approved. For the Palladium points bonus, spend $4,000 on everyday purchases (excluding rent or mortgage) within 90 days
  9. Chase Freedom Flex — $250 Cash Back + 5% Rotating Categories. Requirement: Spend $500 on purchases in the first 3 months from account opening to earn the new cardmember bonus
  10. Chase Freedom Unlimited — $200 Cash Bonus (20,000 Points) with No Annual Fee. Requirement: Spend $500 on purchases in the first 3 months from account opening to earn a $200 bonus
  11. Amex Blue Cash Everyday — Up to $200 Cash Back. Requirement: Get approved and accept the card with the welcome offer Amex shows you, then make $2,000 in eligible purchases
  12. Chime — $100 Cash Bonus with Qualifying Direct Deposit. Requirement: Sign up through the referral link, receive a single qualifying direct deposit of $200 or more within 45 days of account opening, and activate your physical card within 14 calendar days after that deposit
  13. LemFi USA — Cashback After a Qualifying $100 Transfer. Requirement: Register with the code, verify your account and complete a single qualifying international transfer of at least $100
  14. Abound — $30 Bonus on a First Transfer of $1,000+ to India. Requirement: Sign up with the referral code and make a first transfer of $1,000 or more
  15. MoneyGram — $25 OFF Your First Transfer of $50 or More. Requirement: Sign up through the link and send a first transfer of $50 or more
  16. ZoltMoney — $10 Each After Your First Qualifying Transfer. Requirement: Sign up through the invite link and complete a first qualifying transfer
  17. Remitly — $10 Off + No Fees on Your First Transfer of $300+. Requirement: Sign up through the link and send a first transfer of $300 or more
  18. Cash App — $5 When You Send $5 or More. Requirement: Sign up with the referral code, link a debit card and send $5
  19. Discover it — Statement Credit for You and Your Friend + First-Year Cashback Match. Requirement: Apply online through the referral link, get approved, and make a purchase that posts within 3 months of account opening
  20. MaxRewards — Gold Membership Credits for You and Your Friend. Requirement: Sign up with the referral code and add a card
  21. Wise — Your First Transfer Fee-Free. Requirement: Sign up through the invite link and make your first transfer
  22. LemFi — LemFi Cash Offer — Check Your Invitation. Requirement: Sign up with the referral code and complete LemFi's customer verification
  23. Revolut — Referral Link for New Revolut Personal Accounts. Requirement: Open a new Personal account through the link, top up from an external source, order a physical card and make the required card purchases
  24. Instarem — Special Exchange Rate on Your First Transfer. Requirement: Sign up with the referral code and send your first transfer
  25. Profee — No Fee on Your First Transfer to Selected Currencies. Requirement: Register with the code and check first-transfer pricing for an eligible destination
  26. Taptap Send — Referral Offer — Check the Bonus in the App. Requirement: Enter the referral code and complete a first transfer that meets the minimum set in the app
  27. Aspora — Zero Fee on Your First Transfer + Referral Reward. Requirement: Sign up with the referral link or code and complete the required transfer amount
  28. Panda Remit — First Transfer Fee Can Be $0. Requirement: Sign up through the invite link and make your first transfer
  29. Scopex — Welcome Offer — Check the Current App Terms. Requirement: Open the invitation and confirm the current account and transfer requirements before relying on a reward

Best crypto & stocks referral bonuses

  1. Robinhood — Free Stock Worth $5–$200 (Most Get $5). Requirement: Get approved for an individual taxable brokerage account and link a bank account or debit card
  2. Wealthfront — +0.75% APY Boost and/or 0.50% Deposit Match. Requirement: Open and fund a Cash Account (APY boost) and/or an eligible investing account (deposit match) through the referral link

Best shopping & fashion referral bonuses

  1. Tesla — Up to $1,000 Off Your New Tesla + 3 Months FSD. Requirement: Order a new Tesla through the link and take delivery
  2. Rakuten — $50 Welcome Bonus. Requirement: Make a qualifying purchase through Rakuten after signing up
  3. TickPick — $10 OFF Your First Purchase of $50+. Requirement: Sign up through the link and make a first purchase of $50+
  4. TopCashback — Cash Back at Thousands of Stores. Requirement: Join through the link, verify your account and earn at least $10 in eligible cash back

Best grocery delivery referral bonuses

  1. Instacart — Up to $40 Off Across Your First Two Orders. Requirement: Enter the code on your first qualifying order
  2. Weee! — $20 OFF Across Your First Two Orders. Requirement: Sign up through the link and place your first two orders

Best medicine & health referral bonuses

  1. PharmEasy — ₹200 Wallet Money + Up to 27% OFF Your First Order. Requirement: Register with the referral code and place your first order

Best travel & hotels referral bonuses

  1. Omio — €10 Off Your First Booking in the Omio App. Requirement: Join through the referral link or code and make a first app booking of €50 or more
  2. Klook — $5 Off After You Sign Up. Requirement: Sign up through the invite link and use the promo code on a booking

Best home services referral bonuses

  1. Pronto — ₹50 Off Your First Home Service. Requirement: Book your first service with the referral applied
  2. Snabbit — Wallet Credit — Check Your Personal Invitation. Requirement: Join through the invitation, confirm the newcomer offer and complete the eligible first service

Best tech & ai referral bonuses

  1. Google Fi Wireless — $60 Service Credit for New Members. Requirement: Sign up with the invitation code on a full-service plan, keep service active for 30 consecutive days and pay the first bill in full
  2. Muse — 1 Billion Muse Tokens for You and Your Friend. Requirement: Redeem the referral code in Settings within 48 hours of joining

How this list is ranked

Offers are sorted using an approximate headline-value calculation. Points, miles, cash and credits are not equivalent: compare the requirements and official terms before choosing an offer. Read how offers are verified.

Guides by topic: Credit Card Referral & Refer-a-Friend Bonuses · Money Transfer Referral Codes · Send Money to India: Referral & Promo Codes · Bank Account Referral Bonuses · Chase Referral Links · Amex Referral Links · Capital One Referral Links.

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Last updated: 2026-10-17 by Vishva Variya. All referral codes