Send Money to India: Referral & Promo Codes (October 2026)
Compare referral codes and invite links for apps that send money to India from the US, the UK and Europe. Each offer below comes from a provider whose official site lists India as a destination. The table shows the code or link, the reward and the sending countries recorded in each offer's terms.
The top India money transfer referral offers right now are Abound ($30 Bonus on a First Transfer of $1,000+ to India), ZoltMoney ($10 Each After Your First Qualifying Transfer), Remitly ($10 Off + No Fees on Your First Transfer of $300+). All 7 are listed below, ranked by what they pay, with the code or link and what you must do to qualify.
Eligibility can depend on where you live and, for money transfers, where you send money. Check the country, current reward, and qualifying steps on the linked offer before signing up.
| Offer and code | Bonus | Eligible countries | How to claim | Requirement |
|---|---|---|---|---|
| Abound referral code 7WJT7W | $30 Bonus on a First Transfer of $1,000+ to India | United States | Use the app code 7WJT7W in the app | Sign up with the referral code and make a first transfer of $1,000 or more |
| ZoltMoney referral link | $10 Each After Your First Qualifying Transfer | United States, United Kingdom, Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden | Use the referral offer in the app | Sign up through the invite link and complete a first qualifying transfer |
| Remitly referral link | $10 Off + No Fees on Your First Transfer of $300+ | United States | Use referral link — no code | Sign up through the link and send a first transfer of $300 or more |
| Wise referral link | Your First Transfer Fee-Free | United States | Use referral link — no code | Sign up through the invite link and make your first transfer |
| Instarem referral code JBlUTu | Special Exchange Rate on Your First Transfer | United States, United Kingdom, Germany, France, Spain, Italy, Netherlands, Australia, Singapore, Hong Kong, Malaysia, Japan, Canada | Enter code JBlUTu | Sign up with the referral code and send your first transfer |
| Aspora referral code 9D9A5846 | Zero Fee on Your First Transfer + Referral Reward | United Kingdom, United States, United Arab Emirates, Ireland, Germany, Italy | Use the app code 9D9A5846 in the app | Sign up with the referral link or code and complete the required transfer amount |
| Scopex referral code T8QFG8 | Welcome Offer — Check the Current App Terms | Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain, United States | Use the app code T8QFG8 in the app | Open the invitation and confirm the current account and transfer requirements before relying on a reward |
Start with the country you send from
Referral offers are tied to the country where you open your account, not to India. Abound covers transfers from the US, Scopex from the US and much of Europe, ZoltMoney from the US, the UK and many European countries, and Aspora from countries including the US, the UK and Germany. Check the eligible countries on each offer page before you sign up.
Compare the rate as well as the bonus
A zero-fee first transfer or a cash reward is only part of the cost. Compare the exchange rate and fees each app shows for the amount you plan to send to India, along with the delivery method, such as a bank deposit or UPI. Then check the minimum transfer required for the referral reward.
How to apply a referral code for an India transfer
Open the offer page, then follow its sign-up steps: some apps take a code during registration, while others attach the referral through the invite link. Enter the code before your first transfer unless the offer's terms say otherwise; Wise, for example, lets you add its invite link within 30 days of signing up.
Check the sender offer before comparing India transfers
India is the destination, not the sending market. Check each provider’s sender-country eligibility and personal invitation. The current Scopex invitation needs checking after its August campaign, and ZoltMoney’s public app information describes a transfer milestone. Do not rely on an old welcome amount or a signup-only assumption.
How the India money transfer offers compare
These are recorded offer details, not completed redemption tests. Check the linked provider and personal invitation for current amounts and qualification.
Deadlines and payout times come from each brand's terms; "Not stated" means the brand doesn't say.
| Offer | Time to qualify | When the bonus arrives | Reward type | Who receives it | Recorded offer check |
|---|---|---|---|---|---|
| Abound | Not stated | Applied to your first transfer | Invitation-specific transfer reward | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
| ZoltMoney | Not stated | Not stated | Referral reward after qualifying transfer activity | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
| Remitly | Not stated | Applied to your first transfer | First-transfer discount and fee waiver | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
| Wise | Use the first-transfer discount within 6 months of signing up | Applied to your first transfer | Transfer-fee allowance or invitation-specific gift | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
| Instarem | Complete your first transfer by 30 November 2026 | Applied to your first transfer | First-transfer exchange-rate promotion | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
| Aspora | Not stated | Not stated | Fee waiver and invitation-specific referral reward | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
| Scopex | Not stated | Not stated | Current invitation offer; amount unconfirmed | The displayed newcomer benefit and any reward to the inviter have separate conditions. | 2026-10-17 |
Send Money to India: Referral & Promo Codes: common questions
What is the best India money transfer referral bonus right now?
Abound: $30 Bonus on a First Transfer of $1,000+ to India. To qualify: Sign up with the referral code and make a first transfer of $1,000 or more. Next: ZoltMoney ($10 Each After Your First Qualifying Transfer) and Remitly ($10 Off + No Fees on Your First Transfer of $300+).
Do India money transfer referrals use a code or a link?
Abound uses the code 7WJT7W, Instarem uses the code JBlUTu, Aspora uses the code 9D9A5846 and Scopex uses the code T8QFG8. ZoltMoney, Remitly and Wise work from the referral link alone, with no code to enter.
How long do India money transfer referral bonuses take to arrive?
Abound, Remitly, Wise and Instarem: Applied to your first transfer. The other offers' terms don't state a timeframe.
How long do I have to qualify for an India money transfer referral bonus?
Wise: Use the first-transfer discount within 6 months of signing up. Instarem: Complete your first transfer by 30 November 2026.
Does the person who refers me get an India money transfer bonus too?
Abound, ZoltMoney, Wise and Aspora: the terms say both people can be rewarded. For Remitly, Instarem and Scopex, the terms don't state that both people are paid.
How this list is ranked
Offers are sorted using an approximate headline-value calculation. Points, miles, cash and credits are not equivalent. Requirements come from each brand's terms; where a brand does not state one, it says "Not stated". Read how offers are verified.
More guides: Best referral bonuses overall · Credit Card Referral & Refer-a-Friend Bonuses · Money Transfer Referral Codes · Bank Account Referral Bonuses · Chase Referral Links · Amex Referral Links · Capital One Referral Links.
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Latest offer check: 2026-10-17 by Vishva Variya. All referral codes